No more car payments!
We checked off the third thing on our debt free checklist last month! No more car payments, no more credit card debt and a nice emergency fund set aside! Sound familiar? Yep, we are following @daveramsey ‘s 7 Baby Steps to financial freedom 🙌🏼💸 We switched to the cash envelope system at the beginning of this year and it has been incredibly helpful (although I have found that wallet dividers instead of envelopes work best for me! 👍🏼)